《金融時報》中國房地產指數

The FTCR China Real Estate Index fell to 43 in January, its lowest level in a year,dragged by slowing activity ahead of the Chinese new year holiday but also the government's on going clamp down on the housing market.

英國《金融時報》旗下"投資參考"（FTCR）的一項調查顯示中國房地產指數在1月份跌至43點，為一年來的最低水平。此次指數滑落不僅是因為臨近春節市場節奏放緩，還因為政府對房地產市場施加限制。

Arecord number of developers said that first-time buyers had paid above the benchmark interest rate for mortgage loans in January.

很多開發商表示，1月份以來，許多首次購房者支付的貸款利率高于基準利率，且人數創記錄新高。

Tightening credit conditions will continue to weigh on the Chinese housing market into 2018, in line with the government's broader goal of containing risks associated with the financial system.

由于中國政府正推行金融風險管控體系，《金融時報》預測2018年中國房地產市場將繼續受到信貸緊縮的影響。

Despite earlier hopes that local authorities would significantly relax their purchase restrictions, tougher rhetoric from the centre indicates that they will remainon a tight leash as the government pursues longer-term solutions to China'suntamed housing market.

盡管早些時候有民眾表示希望地方政府大幅放寬對購房的限制，但中央的強硬言論表明了其對解決中國住房市場問題的決心。房地產行業將繼續受到嚴格監控。

《金融時報》中國房地產成交量指數

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Our sales outlook index fell sharply in January, as it does every year ahead of the holiday.

《金融時報》另一項調查顯示，中國房產成交量指數在1月份急劇下跌，這種想象通常會出現在每年節假日前夕。

Sales in first- and third-tier cities fell at a faster pace than in December. Developers reported that even the volume of sales inquiries fell for a third month.

一線城市和三線城市的房產銷售額下降速度比去年12月份更快。房地產開發商表示，就連銷售詢價的數量都連續三個月下降。

Although sales activity is likely to spring back once the festivities pass, the government's apparent determination to clean up the financial excesses of recent years means a relatively subdued 2018 is likely for the housing market.

雖然等到假日結束，房產銷售指數可能會有所回升，但房地產去庫存已然被列入政府重點工作之一。中央決心解決近年來的產量過剩問題意味著2018年的房地產市場將繼續低迷。

《金融時報》中國購房貸款利率

Credit remains historically tight, with a record 55.9 percent saying buyers are paying rates above the benchmark. No developers reported availability for first-time buyers of mortgage rates under 85 percent of the benchmark, the first time this has happened since we began our survey in December 2012.

這一輪史無前例的房地產信貸緊縮仍持續存在，大約有55.9%的購房者支付的貸款利率高于基準。根據開發商調查報告顯示，首次購房者至少需要支付基準85%以上的貸款利率，沒有任何人低于85%，這是《金融時報》于2012年12月開始調查統計中國房產貸款市場以來頭一回。